Board of Directors – Executive Committee


Anthony M. Lofaso


Anthony M. Lofaso has been in the financial services industry since 1980. Chartered Life Underwriter and Chartered Financial consultant since 1986. Certified Financial Planner since 2001. Past President of the local Chapter of the Society of Financial Services Professionals. Presently, he is a Financial Planner for Palm Planning Group. Mr. Lofaso has an extensive community service background serving in many leadership roles for the Rotary Club, West Palm Beach, Jaycees West Palm Beach, Civitan Club, Easter Seals Society, Leadership Palm Beach, Palm Healthcare Foundation, Hispanic Chamber of Commerce Palm Beaches and many more. He attended the College of Financial Planning and The American College and has a Bachelor of Science Degree in Business Administration

Mr. Lofaso has been a resident in Palm Beach County since 1979, married to Bianca for 41 years, has three grown sons and three grandchildren.


E. Earl Moore

Vice Chair

Earl Moore is a native of Atlanta, Georgia. He served in the US Air Force during the Korean Conflict and graduated from the Georgia Institute of Technology with a degree in Industrial Management in 1958.

He served as a Special Agent in the United States Secret Service from 1958 until 1981. After retirement from the Secret Service he served as City Manager of Atlantis, Florida until 1998. From 1998 until present he has served on the board of directors of the Palm Beach Habilitation Center.

He is presently Vice-Chairman of the Board and Chairman of the Infrastructure Committee. The committee has constructed two group homes under his leadership and has a grant to start construction of an additional group home.

Earl Moore serves on the Founders Golf Invitational Committee.


Melissa Santoro


Melissa Santoro is a corporate and nonprofit professional with over 10 years’ experience in system analysis and process engineering, cost reduction, supply planning and allocation, and performance measurement. For the past 3 years she has worked for the Florida Legislature in Senate District 31.  She is a graduate of the University of Florida with a Bachelor of Arts in Political Science and is an alumna of Florida’s oldest and most prestigious leadership honorary, Florida Blue Key.  20 years ago Melissa began volunteering for various nonprofits specializing in assisting those with disabilities. She was particularly interested in joining the Palm Beach Habilitation Board because she strongly believes in providing the necessary tools to allow for all people with disabilities to make a contribution to society. Ms. Santoro resides in Wellington.


Bill Harsh


Mr. Harsh was a partner specializing in transportation and public-private partnerships at Oliver Wyman, the management consulting subsidiary of Marsh & McLennan.  In that capacity, he led consulting engagements in North and South America, the Middle East and Africa.  The team he led privatized the railroad industry in Mexico and won the World Bank President’s Award. Prior to joining Oliver Wyman, Mr. Harsh served as the transportation advisor for the Chairman of the Interstate Commerce Commission.  Prior to joining the I.C.C. he served at the U.S. Department of Transportation, where he was one of the primary authors of reports to Congress on restructuring Conrail and Amtrak. He is a graduate of Northwestern University.  Mr. Harsh is President of the Centurions, a fund-raising adjunct of the Palm Beach Habilitation Center.  He is the past president of Lost City Golf Club, Atlantis, FL and serves as chair of the Centurions Auxiliary.

Board Members


Moshe R. Banin

Moshe Banin’s financial services career began in 1993 when he joined Bernstein Global Wealth Management, where he spent 19 years before joining UBS. At Bernstein, Moshe took on many crucial roles. Early in his career, he supported the development and distribution of services for high net worth investors. Over time, he rose to Director of International Strategy, a position that required Moshe to identify trends in the international high net worth marketplace and helped launch Bernstein’s London-based private client practice.

He then became a financial advisor focusing on high net worth clients, family offices and foundations.

Moshe’s clients seek his advice on advanced asset allocation, retirement planning and advice on choosing managers to execute allocation. He has worked with many clients approaching or undergoing life changes, including retirement, wealth transfer and sales of businesses. Moshe takes pride in becoming an integral part of his clients’ lives and helping them and their families or businesses to succeed.

Moshe graduated from Yeshiva University with an economics degree and later earned his M.B.A. at New York University. He is on the Board of Directors and chair of the investment committees for both the Jewish Federation of Broward County and the Palm Beach Habilitation Center. Moshe is on the Board of Directors for The Victory Center for Autism and Related Disabilities. In addition, Moshe was a Co-Founder of Luria Academy, a Jewish Day School in Brooklyn, NY. He also holds Series 7, 31, 63 and 66 securities licenses.

Moshe lives in Surfside, Florida with his wife and three children.

JAB Headshot

Jeffery Barnhill

Jeffrey A. Barnhill, Co-Owner, President and CFO directs the Financial Operations and Reporting, and is instrumental in the Acquisition analysis and purchase consummations for JBF Healthcare Management Inc. and Affiliates. Jeff has worked in various capacities in the health care industry since 1979, serving at various times as a controller, reimbursement director, consultant and chief financial officer at acute care, skilled nursing, large physician group practices and other extended care and long-term care providers. Most recently, from 2006, Jeff served as Executive Vice President and CFO of ASLC and directed the Financial Operations and Reporting, and was instrumental in the Acquisition analysis, purchase consummations and sale/leaseback of ASLC Rhode Island.

Mr. Barnhill received a BA in Business with a specialization in Accounting from Rollins College, Winter Park, Florida, in 1979 and an MBA from Nova Southeastern University in Fort Lauderdale in 1984. Mr. Barnhill has also been a member of the Healthcare Financial Management Association and American Health Lawyers Association since 1979.

Philip Blumel Bio Photo

Philip Blumel

Philip Blumel has worked with Raymond James & Associates in the West Palm Beach office since 1996. He is a two-time graduate of the University of Florida with an undergraduate degree in journalism and a master’s in economics. He earned the CERTIFIED FINANCIAL PLANNER™ certification in 1999 and his Certification in Long Term Care (CLTC) in 2009. Blumel has served as trustee for the City of Lake Worth Police Pension Board and also as a supervisor on the board of the Palm Beach County Soil and Water Conservation District. He is currently president of U.S. Term Limits, an issue advocacy group based in Washington DC, and a board member of the Palm Beach Habilitation Center in Lake Worth, FL. Philip lives in Lake Clarke Shores, Florida, with his wife Julie and children, Johnny and Georgia.


Robert J. Brandon, Jr.

Coming soon


Charlotte Brower DeLeu

Ms. Deleu has worked in the field of Special Needs Education for forty-two years mainly with the Broward County Schools. She graduated from Carolina University with a B.S. in Exceptional Education and has a Masters Degree in Behavioral Disorders and Special Needs Education from Nova Southeastern University. Once a week, Charlotte shares her expertise by volunteering in the PACE Program on Campus. Charlotte serves on the Hab-a-Hearts Committee and Founders Golf Invitational Committee. She was past co-chair of the 2016 Hab-a-Hearts Luncheon.


Dennis Geraghty

Dennis J. Geraghty has over 50 years experience in telecommunications and technology services business in the area of business strategy, marketing initiatives, new product development, pricing, systems architecture, and strategic partnership development. Before his retirement, Mr. Geraghty co-founded several technology businesses. Mr. Geraghty holds an MBA in Executive Management and a Bachelor Degree in Science in economics and finance. He resides with his wife in Atlantis, Florida.


Patrick J. Growney

Born in Newark, NJ, he resided in NJ until retirement in 2001, and now resides in Atlantis, Fl and Lavallette, NJ during the summer. Pat started his career in funeral service in 1963 upon his graduation from the American Academy of Funeral Service in New York City. In 1970 he became manager/owner of the Growney Funeral Home in Hillside, NJ, later acquiring funeral homes in Union, Caldwell and Forked River, NJ

In service to his profession Pat has been President of Essex and Union County Funeral Directors Association, Preferred Funeral Directors International, the American Academy of Funeral Service’s advisory board and NJ State Board of Mortuary Science.
Pat has been involved in community service, as a member of the Hillside Board of Health, the Hillside High School Scholarship Fund, founded, and as a volunteer, operated the Hillside Recycling Center until town wide collections were initiated and the Family and Children Services in Elizabeth, NJ.

In Florida he is involved in the Take Stock in Children as a mentor, a member of the board of Dollars for Scholars at Lake Worth High School and a member of the board of Palm Beach Habilitation Center. A Rotary Club member since 1966 in Hillside and Mountainside in NJ and presently Lake Worth in FL. He served as president twice in Hillside, NJ and was district governor in central NJ in 1996-7. His Wife Ann and he have been married 53 years, they have 3 children and 7 grandchildren.


Beau Marburger

Coming soon


Carol Roberts

Carol Roberts has a distinguished background in government on many levels – local, regional, national, and International. Her government career spans more than 30 years. She was elected as the first woman to serve on the West Palm Beach City Commission in 1975, including mayor. She served a total of 12 years as city commissioner before being elected to the Palm Beach County Commission where she served for 16 years. During those years, she served on many boards, including chair and founding member of Tri-Rail, chair and member of the Regional Planning Council,  Solid Waste Authority,  Health Care District, chair of the National Association of Counties Transportation Committee and Large Urban Caucus. She was of the founders of Meyer Academy and chair of  NGO that worked in Africa to improve the quality of life in three countries. She now works for the Palm Beach Photographic Centre.


James Stroscheim

Coming soon


Glen J. Torcivia, Esq.

Glen J, Torcivia has been an active supporter of the Palm Beach Habilitation Center for many years.  He has served on the board of directors since 2011 and served as president for five years beginning in 2013.  Mr. Torcivia has practiced law in Palm Beach County since 1982.  In 1987, he drafted the Palm Beach County Health Care Act, which led to the establishment of a first-class trauma system, school nurse program and many other programs that have improved the health of Palm Beach County residents.  He founded the law firm of Torcivia, Donlon, Goddeau and Ansay, PA in 1989.  The firm represents local governments including, municipalities, special districts, and constitutional officers.  He also represent employers in labor and employment law matters.


Jacqueline Underwood

Jacqueline Underwood is a Senior Community Relations Specialist at Florida Power & Light company, the largest electric utility in Florida and one of the largest rate-regulated utilities in the United States. She works closely with her colleagues, and with the communities FPL serves to make Florida an even better place to work and raise a family. Jacqueline joined FPL in August 2008. She has worked in FPL’s Marketing & Communication, Human Resources and External Affairs & Economic Development business units during her 10 years with the company.

She holds her B.A. in Communication from Florida Atlantic University.

Present day employment and or past employment/career. FPL

Education: Florida Atlantic University

Community Involvement: She is currently in the Leadership Palm Beach County program